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Can Credit Repair Fix The New Fico 08 Credit Status
In FICO credit score of Advisor (February 15, 2009 6:03 am)
Finally, one year after being announced it looks like the big 3 credit bureaus, Experian, Trans-Union and Equifax are going to reluctantly use the new Fair Isaac FICO 08 credit score. The big question now is whether and how much credit repair is going to help you increase your score.
First of all what is FICO 08? This is the name given to the formula used by Fair Isaacs to predict whether or not you would be a good credit risk. The output from this formula, and other factors, the lender will make a decision on whether or not to grant you credit.
How Do I Report Identity Theft
In identity theft protection of Advisor (February 7, 2009 9:01 pm)
Restoring Your Good Name with Identity Theft Insurance
Identity theft is a growing problem in the information age. Increasingly, people are using the Internet to purchase goods and services, sending private information out online. While many sites and web browsers provide secure connections, some unsecure connections can arise with older web browsers and sites not using encryption like SSL certificates. Millions of people are hit hard by identity theft each year, with as many as 8 million suffering from it in the United States in 2005. With identity theft insurance, trained specialists will monitor your situation, and any type of fraud that occurs will be dealt with swiftly.
« Previous PageShould I try using this ad for credit help that I got in my email?
Be very, very careful about which ads you answer when looking for help re-establishing your credit. Many of these ads are scams that will promise you the moon and deliver absolutely nothing. No one can completely erase bad credit and anyone who claims to be able to do so is lying. Fly by night companies like this will only get you further into debt when you pay them the money you could have been using to pay off some of your creditors. If you are seeking solid financial advice to improve your credit score, check out this comprehensive guide: Credit Secrets