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Credit Score Help - Articles & Resources
Small Blips Can Have Big Impact On Your Credit Score
Stop Hurting Your Credit Score with Delinquencies On Your Credit ReportSome people do not realize that they are hurting their credit scores with delinquencies. Unlike late payments, these delinquencies...
Credit Score Guide
You sit down to look at your credit report for the first time. If you're scores are above 720, congratulations! You have excellent credit; stop worrying. If you're scores are not above 700, no problem--let's...
You Can Change Your Credit Score
When a potential creditor pulls your credit report, they will learn your employment, address, and credit history. Details about credit history are their primary concern. For this matter, it is important...
Your Credit Score Explained: What You Need To Know
Baseball coaches won't make a player a designated hitter unless their batting average proves that they're able to hit the home run! Likewise, banks and credit card companies won't lend money to people...
Credit Scoring Affects Your Financial Future
In March 2001, Congress passed a law that lifted the veil over credit scoring secrets. Your credit score will tell lenders how likely you are going to pay your bills. As such, the credit score becomes...
Your FICO Score and the Credit Industry
Do you understand your FICO score? When your credit history is reported it is shown as a three-digit number. It's important that you know what that number is, particularly if you plan to use credit to...
The Impact of A Low Credit Score On Your Finances
If you have a low credit score, well below the national average of 723 then that low score will cost you plenty over time. Loans will be difficult to obtain, but if approval is given you will pay a higher...
Credit Score Tips For Raising Your Rating
Is it really that important to raise your credit score? Maybe. Lenders have "break points" between scores that get you one interest rate or another. Suppose you have a score of 688, and the lender drops...
Will I still be able to purchase a home with bad credit?
It won't be as easy as if you had good credit, but it is possible. We all suffer setbacks in life and sometimes an illness or loss of a job isn't entirely our fault. We may have even done some hard work to get our credit back on track after the difficulties but that stain still lingers on our credit report and always will. You have already taken the first step in securing a home loan, you have tried to get your credit back on track. The best thing you can do for yourself is to order a credit report and go over it very carefully. Look for any discrepancies and contact the companies you might have discrepancies with. Once these are cleared up you can request a new report sent out to all of your creditors. Get help with the Credit Secrets Guide
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